You Were Made For More!

It was a few months to the KCPE exams. The obligatory family prayers were organized to solicit divine assistance for the beloved candidate. At some point during the event, the grizzled, wise grandpa pulled aside the young student for a chat. He asked him what he was planning to do after he passed his exams. The bright, young boy answered without hesitation, ‘I want to get accepted into a prestigious national school’.

grandpa‘And then what?’ asked grandpa. ‘Well, then I’ll work hard in high school, pass all my exams and go to a prestigious college for a business degree. After that I’ll start a business and make a lot of money!’

Undeterred, grandpa asked again; ‘and then what?’ ‘Well, I’ll buy a good house, drive a brand new German car and get married to a beautiful lady. We’ll have three children, and we’ll take them to the best schools so that they can also be successful’.

As more gathered to listen in on the conversation, grandpa asked yet again, ‘and then what?’ ‘Hmmm, and then I’ll make a lot of money and become very famous. I’ll win many awards and recognitions. I’ll be on TV all the time. And then my wife and I will retire, play golf every day and see the world. Once in a while, we’ll visit our children and their families and they can also visit us in our big house when we’re old’

With a twinkle in his eye, grandpa persisted, ‘and then what?’ ‘What else is there to do?’ the flustered boy asked. ‘We’ll grow old together with my wife and one day we’ll die!’

‘And then what?’, asked grandpa smiling gently. This time the young man scratched his head and was silent. He really didn’t have an answer.

createdThe old man’s point of course was that there is more to life than being born, making money, having a family and then dying. As an old preacher said, ‘we were not just created to be hatched, matched and dispatched’! There is much more to life – there is a God-designed purpose in each of us that we were created for.

Your passions, personality, abilities and experiences, both good and bad, are clues about what you are uniquely gifted to accomplish. Your purpose is not just to make you comfortable but to impact others and to leave this world a better place than you found it.

As Paul of Tarsus wrote almost 2000 years ago, ‘we are God’s masterpiece. He has created us anew in Christ Jesus, so we can do the good things he planned for us long ago’ (Ephesians 2:10)

So by all means, be ambitious. Excel at what you do. Aim for the stars! But in the process, don’t loose sight of the fact that your life is not a random accident. There’s a unique role you were created for. And you owe it to yourself to discover what it is.

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Things I Wish I’d Known About Money

A couple of weeks ago, I had the opportunity to give a talk about managing money to a group of mainly young adults going through the Mizizi experience. As I answered their different questions, I realized once again how poorly our education system trains us to manage this critical resource!  And I reflected on some of the things I wish I knew about money when I graduated from college.

money1Critical lesson numero uno: it’s not how much you earn that counts but how much you save. The work of a job is not to make you wealthy! It only provides the raw material for growing and multiplying wealth i.e. your salary. It is what you do with the salary you earn from your job that determines if you will grow wealthy or remain poor! The book of Proverbs (6:6) tells us that even with their little brains, ants are smart enough to put aside food for to ensure they survive future droughts. Years of observation have convinced me that it’s not the people who get big salaries that attain financial security but it is those who learn to live within their means, save something every month and invest when opportunities present themselves!

financial wisdomSpeaking of opportunities, number two critical lesson is regularly increase your financial wisdom. This comes through reading books about money management as well as spending time with and asking the right questions to wise investors. The truth is that money flows from the well salaried to the wise.  I have gained amazing insights and opportunities by spending time with people wiser than myself. Here again, the book of Proverbs has something to benefit us when it challenges us to ‘get wisdom at any cost’ and counsels us that wisdom is better than silver or gold (I know, you thought Bob Marley came up with that, didn’t you!).

debt

A third important lesson is understand the dangers of debt. It’s all the rage nowadays to borrow money, whether it’s to fund your business startup or to buy new furniture. But the wisdom of the Proverbs warns us that ‘the borrower is a slave to the lender’. I’ve found that for most of us, the easy availability of credit short-circuits the development of creativity and patience, as well as wisdom gained from slow growth. Coupled with which the Swahili saying ‘kukopa harusi, kulipa matanga’ (to borrow is like a wedding, to pay back like a funeral) is extremely true!

Lesson number four is live for more than money. Money is simply a tool. At the end of the day, the reason you want more is so you can have time to enjoy peace, health and good relationships with the ones you love. What the good book refers to as ‘shalom’. Never sacrifice your relationship with your loved ones because of the pursuit of money. That’s putting the cart before the horse!

familySo every Sunday this month, Pst Oscar Muriu of Nairobi Chapel is speaking at Mavuno Church about ‘The Four Horsemen Of Financial Ruin’. You owe it to yourself to be there!

An Easter Story

single momThey were brought up by their mother. She worked long hours to ensure they ate well. In the evenings after a hard day at work, she pushed them to do their homework and taught them to believe in themselves. You see, their dad had abandoned her when they were young. He just took off one day and went to live with a younger woman. He never visited them. Singlehandedly and painstakingly, mom had brought them up and now they were all successful professionals.
medicineThat’s why it seemed like poetic justice when they heard that their dad was now jobless, broke and sick in hospital, abandoned by the other woman. Their reaction was ‘serves him right!’ But guess what their mom did next? She left everything in Nairobi and went where he was. There, she used her retirement money to pay the hospital bills and spent the next couple of years nursing and caring for him until he passed away.

As my friend shared about his family, I thought, ‘how unfair is that?’ It sounded completely warped to me that the one who was wronged against would end up being the one who paid to fix things up. Either there was something really messed up about this woman, or there was something extremely good and right! When I met her some time later, I confirmed the latter. She is a confident, attractive and likable woman with a kind heart and strong faith. There was not a trace of bitterness in her voice as she spoke about her husband. I greatly admired her strength and selflessness!

 

three crosses bIn many ways, she reminded me of the Easter story. You see, at the cross, God took on the pain of the very people who had wronged Him. Instead of demanding that humans pay for what we had done, He paid with His own life. He took the consequences of our rebellion on Himself, creating the possibility of our going back to Him, and living the life that He originally created us for.

Yep, either very messed up or extremely good and right! As the good book says ‘by his wounds, we are healed’. Easter brings the possibility of healing from rejection, abuse and pain. Because of the cross, those painful memories that have scarred us in the past can become stories of hope and inspiration. Because of what God did, we can forgive those who have wronged us. And by doing so, we free ourselves from the spiral of bitterness and revenge.

As Gandhi is thought to have said, ‘an eye will only make the whole world blind’. This Easter, I pray that you will find the grace to treat those who have wronged you the way God treated you. And that in forgiveness you will find not only find freedom from bitterness, but strength to live the life you were created to live!

forgiveness

Created For More!

profit

The sole purpose of business?

I had a delightful dinner recently with two business executives who work for one of the largest food companies in the world. Through their very influential positions, they have pioneered an alternative economics model that challenges the prevailing global paradigm that the sole purpose of business is to maximize shareholder profit.

‘The economics of mutuality’ as they’ve dubbed it, is based on the biblical Jubilee concept in Leviticus 25 and sees the three-fold purpose of business as being to provide for ‘people, planet and profits’. In other words, the company’s managers in their numerous units across the world will only be considered successful if their business adds real value to all the people involved (farmers, buyers, factory workers, distributors and consumers), leaves a positive environmental impact and also brings reasonable profit to shareholders. This humongous multinational with turnover larger than Kenya’s GDP is seeking to implement this revolutionary model across the board so that the company’s success is measured from all three bottom lines!

triplebottomlineWith the blessing and funding of their company, my friends are also working with one of the world’s most prestigious universities to design an alternative MBA to educate the next generation of business majors differently. Their goal is to change how we all think about business. There is much openness to their work, especially after the global economic crisis revealed the brokenness in our prevailing individualism-driven, greed-based capitalistic approach to business.

I really enjoyed the meeting with the two gentlemen. Apart from my obvious fascination with their work, it was fun watching them in conversation. Their eyes lit up and it was clear that this was more than just a job to them. It seemed to me that they would have done what they were doing even if their company wasn’t paying for it!

thankgoditsmondayAfterwards, I reflected on how many people today are trapped in jobs that they don’t enjoy and that don’t have any meaning for them other than their monthly paycheck. So many dread Mondays and thank God when it’s Friday! And many people I know are miserably waiting for the day when they eventually make enough money so that they will be able to do more meaningful things that will give them joy.

The good book says that God pre-designed each one of us for a unique purpose. None of us is here by coincidence or by accident. None of us was designed to simply be born, go to school, get a job, make money, get married, have children, retire and die. There is a much bigger reason for your existence! When like my two friends we discover and begin to live out that purpose, we understand that our natural talents, passions, personality and even our life experiences (whether positive or negative) are all gifts to help us excel in the thing that we were created for!

You owe it to yourself to discover and pursue your purpose. Your family, friends, neighborhood, workplace, industry, nation, continent and even the entire world could end up being dramatically impacted for the better when you do!

Every Child Is Gifted!

pharmacistWhen I was in high school, my heartfelt ambition and desire was to be a pharmacist. I still remember the day when that idea was planted into my mind. My dad was driving me back to boarding school after the holidays and I asked him what career choice could make someone rich as quickly as possible. Absentmindedly, he mentioned that a couple of his richest friends were pharmacists. Unknown to him, he had just set my career direction for the next few years! All my subject choices thereafter were made with this goal in mind, to become a rich pharmacist.

education2How did you end up deciding what to do as a career? Few of us as children had someone thoughtfully guide us in our future career choices. Instead, the choices were made for us through what some family member thought would provide the greatest financial security, or through other random acts of fate. Many of my friends in my university days had little passion for the degree course they were studying. In fact, our street translation of the acronym BA (Bachelor of Arts) was ‘Baba Amenituma’, which means ‘my dad sent me’. This was because many were in school studying subjects that only their parents thought were important!

The unfortunate result of poor or no career guidance is many frustrated young graduates who enter careers they have little passion for or interest in. They dread going to work on Mondays and heave a huge sigh of relief every Friday! Along with those are thousands of others who have not been able to get a job in their area of training and yet are unable to translate their years of learning into solutions for societal problems around which they can build a business. As one wise man put it to me, we are a nation of schooled people who are highly uneducated!

wayne rooneyMany parents are unwitting accomplices in creating this problem. We stress our children to get A’s in their exams creating the impression that children who are not academically gifted are failures in life. And yet every child, including those not academically inclined, has innate talents and strengths that can help them uniquely succeed in life. Wayne Rooney, Juliani and Eric Omondi are great examples that today, you don’t have to become a medical doctor to have great impact on people and culture, and to create wealth in the process!

educationThis last week, 840,000 primary school students across the country sat for their KCPE exams. Many of them did so with fear, based on the knowledge that their final grade will have a significant bearing on the way their lives turn out. I want to challenge all parents, uncles, aunties and teachers reading this. Let’s definitely encourage the candidates to do their best. But even as they do so, let’s affirm and encourage development of their innate God-given talents.

Every child is uniquely gifted to be a success in life. They only need to find someone who believes in them and calls out that gifting!

Moral Shortcuts

yellow_feverI remember the day like it was yesterday. I had diligently planned the business trip for several weeks. The ticket was paid for, foreign currency purchased, and trip details planned. Just as I was about to go to bed the night before, I did a last minute check. It was then that I realized my yellow fever vaccination card had expired! I knew the said country was pretty fussy about it. With a sinking feeling, I realized that despite all my planning, there was a possibility I might be sent back home or not even allowed on the flight at all! To make things worse, my ticket was non refundable. What a nightmare!

As I perused the card, I saw a possible way out. A simple change would put its expiry date well within my travel dates. Coincidentally, I had a pen of the exact color required. What a fortuitous turn of events! I gratefully changed the date before slipping into bed.

moralshortcutsEver had times when you felt the pressure justified a moral shortcut? You’re running late for a meeting and feel compelled to overlap. Or a cop stops you and asks for a bribe and your option is to miss that important interview. Or the procurement officer wants a cut before your company gets the deal. Or you so badly want that deal that you’re tempted to give your client a deadline that you know is completely unrealistic.

Most people agree that grand corruption is a huge threat to this nation’s future. We speak with disgust about the Goldenberg and Anglo leasing scandals or more recently of looting in Westgate by security officials. What we often fail to do is tie our ‘moral shortcuts’ to the larger problems of grand corruption. And yet the only difference between our personal every-day corruption and grand national-level corruption is simply the scale of the opportunity!

moralshortcuts2Character has been defined as ‘who you are when no one’s looking’. That moral shortcut you’re facing today may not seem huge. And yes it’s possible that no one else will be harmed by it. It’s even possible no one else will ever know about it. But you will. And when you compromise in the little things, you will likely compromise in the big ones as well.

That night, after I changed the date, I couldn’t sleep! Eventually I confessed my misdeed to my wife who advised me to drive to a hospital and get a new vaccination. I was eventually home after midnight. To my amazement when I landed the next day, the immigration official stamped my passport without asking for the card! The best part though was a clear conscience and the knowledge that I had made the right choice even though it was certainly the more difficult one.

American philosopher Ralph Waldo Emerson said ‘The true test of civilization is not the census, nor the size of cities, nor the crops – no, but the kind of man the country turns out.’ Decide today to do make the right decision. Even if it’s the more difficult one!

Excellence From The Inside Out

runninglateHe was practically sprinting because of how late he was for the important meeting. He mind was on overdrive, striving to come up with an acceptable excuse. Finally, he opened the door to the boardroom. To his great relief, most of the other attenders had not yet arrived. Only the company secretary was there, and everyone knew she was always on time. After greeting her happily, he said, ‘Phew, I thought I was late!’

Okay, that’s a fictional story. But it’s one that is replayed many times every day in our city where we often run on AMT (African Mean Time)! The thinking is that if everyone else came later than me, then obviously I can’t be late. But this just a symptom of the fact that our standards of excellence are not based on an internal frame of reference but on what others around us are doing.

imitationSo guess what happens in Nairobi when you start an innovative business? Some sharp Kenyans will ‘copy paste’ it and soon everyone else will be doing it! This practice is not just the preserve of small ‘jua kali’ businesses. A few years ago, a local bank developed the innovative idea that they could lend to the ‘un-bankable’. After years of backbreaking labor, it finally began to pay off. So every other bank quickly rushed to copy what they were doing! ‘Copy and paste’ seems to be a national value. Have you ever noticed how identical most of our news programs are on TV, including the intro clock at a certain time? If you watch in black and white and ignore the company logo, it’s impossible to know what channel you’re watching!

Now I need to say at this point that there’s nothing wrong with doing market research or with adopting what is obviously working elsewhere! But we need to be careful that we’re not just following the herd, dependent on what others are doing. The inevitable result is inconsistency and mediocrity.

The good book has a great story about a civil servant named Daniel who regularly got promoted regardless of which government was in charge. After sixty years of public service, his envious opponents commissioned an audit of his work to try and get him fired. But it was futile! As the story goes, ‘Finally these men said, “We will never find any basis for charges against this man Daniel unless it has something to do with the law of his God.”’

excellence3Daniel’s excellence was not based on who was watching or on what the competition was doing. It came out of knowing who he was and what God expected of him. You see, excellence is not something you put on for show. It’s not something you do for money or promotion. If you develop a lifestyle of excellence, you don’t come to meetings late because you know no one else keeps time. You don’t change your game plan every time the competition changes theirs. And you don’t need someone to look over your shoulders to get your work done well!